Terms and Conditions
Important information about using our website, services, and communications.
Last updated: July 2026
These Terms and Conditions govern your access to and use of the Vaughn Family Insurance website. By accessing or using this website, you acknowledge that you have read and agree to these Terms and Conditions.
If you do not agree with these Terms and Conditions, please do not use this website.
1. General Information
Vaughn Family Insurance is the trade name of Vaughn F.G LLC.
The information provided on this website is intended for general educational and informational purposes only. Website content is not intended to serve as legal, tax, accounting, investment, financial, or medical advice.
You should consult an appropriately qualified professional regarding questions involving your individual legal, tax, financial, investment, accounting, or medical circumstances.
5. Medicare Disclosure
Vaughn Family Insurance is not connected with or endorsed by the United States government or the federal Medicare program.
We do not offer every plan available in your area. Plan availability, benefits, premiums, provider networks, prescription formularies, and service areas vary.
Contact Medicare.gov or 1-800-MEDICARE for information about all of your available Medicare options.
Medicare-related information provided on this website is for educational purposes and does not guarantee eligibility, enrollment, plan availability, benefits, or acceptance.
2. Use of Website
You may use this website only for lawful purposes.
You agree that you will not:
Use the website in violation of any applicable law or regulation
Attempt to gain unauthorized access to the website or its systems
Interfere with the operation, performance, or security of the website
Introduce viruses, malicious code, automated scraping tools, or other harmful technology
Submit false, misleading, fraudulent, or unauthorized information
Impersonate another person or misrepresent your identity
Copy, reproduce, distribute, or commercially use protected website content without written permission
Use the website in a manner that infringes upon the rights of Vaughn F.G LLC or any other person or organization
We reserve the right to restrict or terminate access to the website when we reasonably believe these Terms have been violated.
6. Health Insurance and Limited-Benefit Products
Some private health, supplemental, hospital indemnity, fixed-indemnity, short-term, accident, critical illness, cancer, dental, or vision products may not be comprehensive major medical insurance and may not meet Affordable Care Act requirements.
These products may contain:
Benefit limits
Exclusions
Waiting periods
Preexisting-condition limitations
Provider-network restrictions
Scheduled benefits
Coverage maximums
Other limitations
Consumers should carefully review the policy documents, coverage details, exclusions, and limitations before applying or enrolling.
3. Insurance Disclosure
Information presented on this website does not constitute an offer, binder, guarantee of coverage, guarantee of eligibility, or guarantee of approval.
Insurance products, benefits, premiums, eligibility requirements, underwriting guidelines, exclusions, limitations, waiting periods, service areas, and availability vary by:
State
Insurance carrier
Product
Applicant
Health history
Age
Eligibility
Underwriting requirements
Other individual circumstances
All insurance coverage is subject to the complete terms, conditions, limitations, exclusions, and approval requirements of the issuing insurance carrier.
No insurance coverage is in effect unless and until:
A completed application has been submitted
The insurance carrier has reviewed and approved the application
The policy has been issued
The applicant has reviewed and accepted the policy
Any required premium has been received
The carrier has confirmed that coverage is active
Submitting a form, requesting information, scheduling an appointment, speaking with an agent, or receiving a quote does not place insurance coverage in effect.
7. Quotes and Illustrations
Any quote, estimate, premium, benefit amount, policy illustration, example, or product description provided through this website is for informational purposes only.
Quotes and illustrations may be based on preliminary information and may change after the insurance carrier reviews the completed application and underwriting information.
Final premiums, benefits, policy terms, and eligibility are determined by the issuing insurance carrier.
4. Licensed Insurance Services
Insurance services are offered only in states where the applicable agency and individual insurance producer are properly licensed and appointed when required.
Product availability may differ based on the licensing status of the agency, agent, insurance carrier, and applicant’s state of residence.
Information about agency and producer licensing may be found on the State Licensing and Disclosures page.
8. Policy Reviews and Replacements
A policy review does not automatically mean that an existing policy should be replaced.
In many situations, keeping an existing policy may be appropriate. Any recommendation should consider the policy’s benefits, premiums, guarantees, cash value, surrender charges, loans, riders, contestability provisions, and the consumer’s current needs.
Do not cancel, surrender, or replace an existing policy until any new coverage has been:
Approved
Issued
Reviewed
Accepted
Confirmed in force
Replacing insurance coverage may restart contestability or suicide periods and may affect premiums, benefits, guarantees, surrender values, or other policy provisions.
5. Retirement and Annuity Information
Retirement and annuity information on this website is educational and is not individualized investment, tax, or legal advice. Annuities are insurance products and may include surrender charges, withdrawal limitations, rider fees, tax consequences, and other contract provisions. Guarantees are backed by the claims-paying ability of the issuing insurance carrier. Fixed indexed annuities do not invest directly in the stock market, and interest-crediting results are subject to the terms and limitations of the contract.
9. Communications and Form Submissions
When you submit a form, request information, or schedule an appointment, Vaughn Family Insurance or its authorized service providers may contact you regarding your request by telephone, email, or text message when permitted and when appropriate consent has been obtained. Consent to receive marketing calls or text messages is not a condition of purchasing any product or service. Message and data rates may apply. Reply STOP to opt out of text messages. Submitting a form or scheduling an appointment does not create an insurance contract, guarantee eligibility, or place coverage in effect.
6. Third-Party Services, Website Accuracy, and Liability
This website may link to insurance carriers, government resources, enrollment platforms, scheduling tools, and other third-party services. Vaughn Family Insurance does not control and is not responsible for their content, availability, security, privacy practices, products, or services. We make reasonable efforts to provide accurate and current information, but insurance products, benefits, premiums, carrier requirements, laws, and licensing information may change. To the fullest extent permitted by law, Vaughn F.G LLC and Vaughn Family Insurance are not liable for losses resulting from reliance on general website information, technical interruptions, third-party services, or inaccurate information submitted by a website visitor.
11. Privacy, Updates, Governing Law, and Contact
Your use of this website is also subject to our Privacy Policy. We may update these Terms and Conditions from time to time, and revised Terms will be posted on this page with an updated effective date. These Terms are governed by the laws of the State of Texas, except where applicable federal law controls. If any provision is determined to be invalid or unenforceable, the remaining provisions will continue in effect. Questions may be directed to Vaughn Family Insurance by calling (844) 964-3022 or by using the contact form on our website.
Questions About Terms & Conditions?
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Evenings and weekends: By appointment
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Based in Mesquite, Texas
Serving clients virtually in states where licensed
Vaughn Family Insurance is an assumed name of Vaughn F.G LLC, a Texas-licensed insurance agency. Texas Agency License No 3512190.
Vaughn Family Insurance is not connected with or endorsed by the United States government or the federal Medicare program.
Insurance products and services are offered only through appropriately licensed insurance producers and only in jurisdictions where the applicable producer and business entity are authorized to conduct insurance business. Availability, eligibility, benefits, premiums, and product features vary by state, carrier, and individual circumstances.
This website is provided for general informational purposes and does not constitute an offer, guarantee of coverage, or solicitation in any jurisdiction where such activity would be unlawful.
Designated Responsible Licensed Producer: Demarcus Vaughn, NPN 18514069
Licensed Insurance Producer: Brianna Shonta Vaughn, NPN 21243725
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